Why Am I Disqualified From Receiving Unemployment Benefits?
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Each state has its own unemployment insurance system, rules, regulations, and procedures. But regardless of what state you live in, not everybody who loses their job is eligible for unemployment compensation. You can usually appeal the disqualification. If you win the appeal, you will receive unemployment benefits, but this doesn’t always happen. This article will help you better understand how unemployment benefits work, who qualifies for compensation, and what might disqualify you.
Picture this: You recently lost your job and then you get a letter from the unemployment office saying you are not entitled to receive a weekly benefit. What gives? There are many reasons that people don’t qualify for unemployment benefits. Each state has its own unemployment insurance system, rules, regulations, and procedures. But regardless of what state you live in, not everybody who loses their job is eligible for unemployment compensation. You can usually appeal the disqualification. If you win the appeal, you will receive unemployment benefits, but this doesn’t always happen.
My Regular Unemployment Compensation Benefits Do Not Provide Adequate Support Given The Unprecedented Economic Challenges Caused By The Covid
Yes, depending on how your state chooses to implement the CARES Act. The new law creates the Federal Pandemic Unemployment Compensation program , which provides an additional $600 per week to individuals who are collecting regular UC and Unemployment Compensation for Ex-Servicemembers , PEUC, PUA, Extended Benefits , Short Time Compensation , Trade Readjustment Allowances , Disaster Unemployment Assistance , and payments under the Self Employment Assistance program). This benefit is available for weeks of unemployment beginning after the date on which your state entered into an agreement with the U.S. Department of Labor and ending with weeks of unemployment ending on or before July 31, 2020.
As previously mentioned, unemployment benefits are managed at the state level, and each state has its own application process. Nonetheless, the documentation required to apply for UI in most states is the same. In most cases, you will need to provide all of the following when you are ready to apply:
- Proof of Identification This can be a valid passport, drivers license, or similar state ID.
- Social Security More often than not, you will need to have your Social Security card when you apply. Some states will accept a photocopy, while others require the original. In rare instances, you may only need to provide your Social Security number.
- Income You will usually need to provide your most recent paystub, as well as proof of income for the last 12-month period in which you worked. This could be a filed tax return, W2, or paystubs covering the entire payment period.
- Contact Information You must provide your current address, as well as the best way to contact you . Some state UI offices will also require proof of address, which could be a rental agreement, utility bill, or similar documentation with your name and the correct address on it.
- Proof of Unemployment This can include a layoff notice, dismissal letter, or similar documentation from your former employer. If you are self-employed or lack this kind of documentation, you will still need to show proof that your income has been reduced or cut off.
Like Georgia, California, and Ohio, the state of New York uses a “basic base period” defined as the first four of the last five completed calendar quarters before the quarter in which you file an application for benefits. If you are filing a new unemployment insurance claim in New York, the day you should apply is based on the first letter of your last name.
Colorado also uses a standard base period defined as the first four of the last five completed calendar quarters before you initiated an unemployment claim. Colorado also offers an alternate base period. This uses the last four completed calendar quarters rather than the first four completed calendar quarters.
Claimants in Colorado must have earned at least 5000,500 in wages from January through December 2020 or from April 2020 through March 2021. In effect, you must have earned 5000,500 during your base period or 40 times the weekly benefit amount (WBA) — whichever yields the greater amount is used to compute eligibility.
If using the WBA method, you must have worked during at least two quarters of the base period. The WBA is computed by multiplying the two highest quarter wages by 1/26. The minimum earnings for the two quarters under consideration is 800,084.